What Can I Afford

Assessing your finances is a good first step when deciding when you are ready to make the leap to home ownership, including monthly mortgage payments as well as interest, property taxes, appreciation, and closing costs. Try our calculators below to help in your buying power assessment. This tool will provide a guideline on the price of home that will meet a monthly mortgage investment consistent with your unique financial situation and the best next step toward buying your first or next home.

First, use the Mortgage Calculator to determine the price you can afford. Then, select your location to narrow down your results.

1 Enter Financial Information

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Monthly Gross Income *

Monthly Debt Expenses *

Down Payment *

Interest Rate *

You Can Afford: <% formattedAffordedAmount %>

Down Payment:: <% formattedDownpaymentPercent %>
Loan Amount:: <% formattedLoanAmount %>
Principal & Interest:: <% formattedPrincipalAndInterest %>
Total Payments (mo):: <% formattedMonthlyPayments %>

2 Select a Location

Loading Results

<% $parent.noResultsCommunities %>

Communities within your price range:

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<% community.name %> USDA Financing Available

<% community.subregion_name %>, <% community.state %>

Model: <% community.model_home_address %>

Model: <% community.model_home_address %>

<% community.bed_range %> Beds
<% community.bath_range %> Baths
<% community.sqft_range %> Sq. Ft.

Details Coming Soon

Visit <% community.name %>

<% community.active_homes_count %> Quick Move-in Home<% community.active_homes_count > 1 ? "s" : "" %> Available

<% $parent.noResultsHomes %>

Homes within your price range:

<% home.is_reserved ? 'Reserved' : home.availability_label %>

<% home.incentive %>

<% home.name %>

<% home.currency_price %> | <% home.sqft %> Sq. Ft.

<% home.community_name %>

Homesite #<% home.lot %>

<% home.formatted_address %>

Levels

<% home.stories %>

Beds

<% home.beds %>

Den

<% home.has_den %>

Baths

<% home.baths %>

Garage

<% home.garage %>

**PAYMENT INFORMATION IS BASED ON 30-YEAR FIXED TERM, 20% DOWN PAYMENT AND AN INTEREST RATE OF 6.5%. PROPERTY TAXES AND INSURANCE ARE NOT INCLUDED. THE ACTUAL PAYMENT OBLIGATION MAY VARY. TO FIND OUT MORE ABOUT PROGRAMS TO SUIT YOUR NEEDS, CONTACT A MORTGAGE LENDER. THE CALCULATIONS ARE ESTIMATED AND CAN ONLY BE USED AS GUIDANCE. THIS IS NOT INTENDED TO ADVERTISE ANY MORTGAGE RATE; THIS IS A SIMPLE MORTGAGE CALCULATION TOOL FOR A BUYER’S CONVENIENCE ONLY.